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Saturday, 2 January 2021

Pradhan Mantri Mudra Yojana


Pradhan Mantri Mudra Yojana


Who benefits?

▫️Any Indian citizen or firm who wants to start a new business or expand an existing business and has a financial need of Rs. 10,00,000 / -.


How much benefit:

▫️ Infant Loan: -Rs.50,000 / -

▫️Juvenile loan: -Rs.50,000 / - to Rs.5,00,000 / -  

▫️Youth Loan: -From Rs.5,00,000 to Rs.10,00,000.



Terms:

▫️Under this scheme the common man can apply for a loan without a guarantee.

▫️There are no processing fees.

▫️The working capital loan in this scheme can be given through Mudra card.


Where to get benefits

▫️Lending is provided under this scheme by public  sector banks, private banks, rural banks, co-operative banks.

▫️Small business owners who run a business through a partnership firm as well as manufacturing units as well as units involved in the service sector can avail loans under this scheme.


What evidence is required ? 

Age of Applicant is 18

Aadhar Card

Applicant's Identity

Driving Licence , Pan Card

Voter ID Card

Last Year Bank Balance Statement

Sales Tax Return, Income Tax Return 

Address

Mobile number

Bank Account


Some Points Of Mudra Loan Yojana 

Yojana - Pradhan Mantri Mudra Loan Yojana

Launched by - Prime Minister Narendra Modi

Launched year - 2015

Noddle Agency - Micro Units Development and Refinance Agency

Beneficary - small and Medium Business Startup

Maximum Loan - 10 lacks Rupee

Type Of Application - Offline 

Type Of Scheme - Central Government Scheme


Guideline : Click Here

Official Website for Mudra Yojana : Click Here

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